Product Manager
Christofer Arce
Fintech builder. Deep diver.
From consulting to credit rails — across four countries.
Product Manager
Fintech builder. Deep diver.
From consulting to credit rails — across four countries.
Runner, father, and fintech enthusiast. From consulting and enterprise tech to fintech and banking — across Accenture, Oracle, Rappi, BBVA, and Capital One — I've built a career at the intersection of financial products, customer behavior, and data-driven decision making.
I go deep on hard problems. Whether it's launching a credit card from scratch at a super-app, building the first debit-to-debit payment railway at a major bank, or working on cards and data at Capital One — I operate at the seam between strategy, technology, and the customer.
I've launched products across four markets — Mexico, Brazil, Colombia, and the United States — navigating different regulatory environments, customer behaviors, and infrastructure realities in each one.
Outside work, I train for marathons (three and counting) and find the same clarity in long runs that I find in the mountains: wide open space, patience, and depth over noise.
Building card products at one of the largest tech-driven banks in the US, focused on scalable, data-informed financial experiences for cardholders.
Led Open Banking payment products focused on creating seamless transfer experiences for millions of customers. Built and shipped the first debit-to-debit payment railway in the market — a foundational piece of payments infrastructure.
Product lead for RappiPay's credit vertical across Latin America. Built profitability-focused products — installments, personal loans, and debt refinancing — serving users across Colombia, Mexico, and Brazil.
Four years at Oracle across three progressive roles — from Business Development Consultant helping fintechs and SMEs adopt cloud technology, to BI & Strategy driving LATAM market insights, to Program Manager leading digital marketing campaigns measured by OKRs.
Specialist in IT trends and digital transformation in financial services. Analyzed the impact of Fintech and Blockchain on banking, and built business cases — ROI, NPV, and payback — for strategic technology projects at a leading Mexican bank.
Colegio de Estudios Superiores de Administración, Colombia.
Universidade de São Paulo, Brazil.
Instituto Politécnico Nacional, Mexico. Honorific Mention.
Open to conversations about fintech, product strategy, and hard problems worth solving.